The Art of Spending Money

That curve will explain you about the art of spending money. Many people believes that money bring happiness in terms when you buy something. I am happy cause I can buy iPhone. I am happy, cause I can buy 50gram pure gold. But there is something you must know. Spending money got its art.

Survival Stage

At this rate, as you buy something, you are becoming more and more happier. At this stage, you just buy the basic needs. You are happier if that basic needs are there. Example of this basic needs are like makan, clothes, and pants.

Comforts Stage

As its name implies, this stage bring you more happier if you can fulfill what comforts you. Although, buying this will not make you as happy as you be in the survival stage. When you buy comforts stage, you might never think that “I actually need this” but “I want it!”. What in comforts stage are things like DVD Player, GameBoyAdvance, PlayStation 3, Notebook, Car.

Luxuries Stage

At this stage, you really do enjoy your life. You have plenty of DVD Videos, many PlayStation 3 games, you might even have 2-3 cars. You sit on a new sofa each 2 year. You got hot water in bathroom. You drink hot chocolate every single morning. These things are more than comforts, these things are luxuries.

Overconsumption

Now you are very rich and don’t know how to spend your money. You start to spend unwisely, so greedy. You buy 200 collections of DVD Videos. Your collection of shoes is simply too many. You have plenty of shirts to wear, you got a wardrobe! But, you don’t even feel happier. Your home are full of your stuff now, and you need a bigger home. All of this make you in burden.

Conclusion

The perfect stage of your life should be in luxuries stage. You have balanced of what you need, what you want, and mix them together bring you enough happiness. You got survival goods to support your basic life. You got comforts and even you got luxuries goods. Life is balanced. Just don’t forget to say Alhamdulillah.

4 Silver 1 Gold: Start Small Dream Big.

This is actually a basic idea in Monopoly. Don't worry, you don't need to understand monopoly to know this strategy. Okay, straight to the idea is that: it is very wise to you if you can not buy a gold, then buy a silver. Why buy a silver? C'mon, inflation 10% each year is a bad idea. Means that, your money is meaningless if you intended to buy gold but don't have enough money, then you decided to buy nothing but save it in the bank. Remember: inflation. Better you bought a silver larrr. As times goes by, if you already have 4 silver, you can trade it to 1 gold, as simple as that. "Start Small, Dream Big!"

Video: What is the "Credit Crisis"?

Hoarding Treasure: Is Gold Haram?

Hoarding Gold can cause many problems

Many people criticizing that saving gold is haram because it is kind of hoarding treasure. Hoarding treasure is haram because it makes no outstanding property to drive the economy, thus impoverish some people. Islam truly prohibits the accumulation of wealth in this way, no doubt. So my friend. Are you saving gold? Is gold haram?

Why 2012 Economic Condition Worsen?

Economic is worsen

Do you want to know why economic conditions nowadays is in ruin? What is the effort to stabilize again the condition of today's economic? What steps need to be taken? Okay larr... we discuss about it to get the feel what is going on today.